Captive Vs Independent Agents — Which is Better? — Agency Height

  • The Carriers: who provide policies and settle claims,
  • The Insureds: who hold the policies and pay premiums, and
  • The Agents: who act as risk consultants and guide the insureds on their insurance options.

Traditionally, insurance agency is done through two distinct channels.

The distinctions between independent agents, captive agents, and direct lines are blurring

So was there ever a good time to be a captive agent?

Independent Insurance Agents and Family

New, young agents are also going independent

Ultimately, independent insurance agency is better

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