Uninsured Motorist Coverage- An Underestimated Niche?

Agency Height
1 min readDec 17, 2019

Stacked vs. Unstacked

For stacked insurance to kick in, you should meet the following conditions:

  • You have multiple vehicles, all insured.
  • You’re the victim in the accident.
  • The other driver doesn’t have insurance.
  • The damage cost is higher than the uninsured motorist coverage of any one of your vehicles.

If you have uninsured motorist insurance, then the costs can be covered by stacking the insurance of all your vehicles. But while stacked insurance seems like a great catch, it is costly as compared to unstacked insurance. Furthermore, it is not allowed in some states. Some companies also don’t allow stacked insurance. While profitable, agents need to be mindful when selling stacked uninsured motorist coverage.

#insurance #insuranceagent #insuranceagency #autoinsurance #insurancebrokers

Chris McCann Peter Wallin Ryan Deeds Zendrive fidentiaX

Originally published at https://agencyheight.com on December 17, 2019.



Agency Height

Agency Height is an insurance blog that offers insurance agents content about the insights and queries of the industry to make their work more efficient.